Are RV Memberships Worth It? A Honest Look at the Pros and Cons

Wondering if RV memberships are worth the cost? Learn the real benefits, hidden fees, and whether a membership fits your camping style.

Are RV Memberships Worth It? A Honest Look at the Pros and Cons
Written by
Alex Johnson
Published on
November 10, 2025

You have probably seen the ads. Join this RV membership club and save thousands on camping! Sounds amazing, right? But before you pull out your credit card, you need to know what you are really getting into.

RV memberships can be a smart investment for some campers. For others, they are just an expensive mistake gathering dust in a drawer. The key is understanding your own camping habits and doing the math honestly.

Whether you are planning regular trips to places like Willowemoc Campgrounds or traveling across the country, this guide will help you figure out if an RV membership makes sense for your wallet and your lifestyle.

What Exactly Are RV Memberships?

Think of RV memberships like a gym membership, but for camping. You pay an upfront fee and sometimes annual dues. In return, you get discounted or free camping at participating campgrounds.

Some memberships give you access to a network of hundreds of campgrounds. Others focus on a smaller group of locations. The benefits vary wildly depending on which membership you choose.

The promise is simple: camp enough times and the membership pays for itself. But does that actually happen? Well, that depends on several factors.

The Different Types of RV Memberships

Not all memberships work the same way. Understanding the differences helps you avoid signing up for something that does not match your needs.

Discount club memberships give you a percentage off at participating campgrounds. You still pay for each stay, just at a reduced rate. These typically have lower upfront costs and modest annual fees.

Resort memberships function more like timeshares. You pay a larger upfront fee and get access to specific resorts or a network of high-end campgrounds. Some let you stay for free or at very low nightly rates.

Camping club memberships operate their own campgrounds exclusively for members. You get access to these locations, but you cannot use the membership at other campgrounds outside the network.

Reciprocal memberships partner with independent campgrounds. You pay the membership fee, and owners of participating campgrounds host you for free or cheap in exchange for hosting other members at their own properties.

The Real Costs Involved

Here is where things get tricky. The advertised price rarely tells the whole story.

Most memberships charge an initial enrollment fee. This can range from less than one hundred dollars to several thousand dollars for high-end resort memberships. That is just to get in the door.

Then come the annual dues. Some memberships charge fifty dollars per year. Others charge several hundred. These fees add up over time, especially if you are not camping as much as you planned.

Hidden costs love to surprise new members. Reservation fees, guest fees, holiday surcharges, and upgrade charges can nickel and dime you. Some campgrounds in the network charge extra fees even though you already paid for membership.

You also need to consider the opportunity cost. That initial membership fee could have paid for several camping trips at regular rates. How many trips will it take to break even?

How Often Do You Actually Camp?

This is the million-dollar question. Be brutally honest with yourself.

If you camp two weekends a year, a membership probably does not make financial sense. You would need to save a lot per trip to justify the upfront cost and annual fees.

But if you are on the road every other weekend from spring through fall? Now we are talking. Frequent campers can rack up serious savings with the right membership.

Do the math before you commit. Calculate how much you currently spend on camping per year. Then figure out how much you would spend with a membership, including all fees. Does the membership actually save you money? Sometimes the answer is no, and that is okay.

Geographic Limitations Matter

A membership is only valuable if you can actually use it where you want to camp.

Some networks have tons of campgrounds in the Southwest but almost nothing in the Northeast. Others concentrate on specific regions. If the campgrounds are not where you want to go, the membership is worthless.

Check the actual campground locations carefully. Do not just look at how many campgrounds are in the network. Look at where they are. If you love camping in New York, like at Willowemoc Campgrounds, but the membership focuses on Florida and Arizona, it will not help you much.

Also consider whether these campgrounds are in desirable locations. A hundred campgrounds sounds great until you realize they are all an hour away from anywhere you want to visit.

Quality and Availability Issues

Not all campgrounds are created equal. Some membership networks include beautiful, well-maintained facilities. Others include rundown sites that look nothing like the pictures in the brochure.

Availability can be a nightmare during peak season. Popular campgrounds fill up fast. Some members complain about not being able to book sites when they actually want to travel. What good is a membership if you cannot use it?

Read reviews from actual members before joining. They will tell you the truth about site quality, customer service, and booking difficulties. Online forums and social media groups are goldmines for this kind of information.

Flexibility and Restrictions

Pay close attention to the fine print. Some memberships come with strings attached that seriously limit their usefulness.

Blackout dates prevent you from camping during holidays and peak weekends. You know, exactly when you want to camp. If you can only vacation during summer or major holidays, blackout dates will frustrate you endlessly.

Length of stay restrictions might limit you to a certain number of nights per visit or per year. Planning a two-week vacation? Some memberships will not cover the whole trip.

Advance booking requirements can be annoying. Some places require you to book months ahead. Others have minimum or maximum advance booking windows. If you prefer spontaneous weekend getaways, these rules will cramp your style.

The Social Aspect

Here is something people do not always consider: the community.

Some RV memberships come with active social networks. You meet the same people at different campgrounds. Rallies, potlucks, and group activities create lasting friendships. For some campers, this social aspect justifies the membership cost all by itself.

Other memberships are just transactional. You book a site, you camp, you leave. No community, no events, no connections. Neither approach is wrong, but know what you are getting.

If building camping friendships sounds appealing, look for memberships with strong social components. If you prefer keeping to yourself, a simple discount club might suit you better.

Who Benefits Most from Memberships?

Certain types of campers get more value from memberships than others.

Full-time RVers who live on the road year-round can save substantial money with the right membership. When you camp every single night, even small discounts add up quickly.

Frequent weekend campers who take trips multiple times per month also benefit. If you are camping twenty or thirty weekends a year, memberships often pay for themselves.

Retirees who travel extensively during certain seasons find memberships valuable. Snowbirds heading south for winter or summer travelers exploring different regions can maximize their membership benefits.

Families who vacation at the same locations repeatedly might benefit from resort-style memberships at those specific places.

On the flip side, occasional campers who take one or two trips per year usually cannot justify the cost. Budget campers who prefer free camping on public lands will not save money either.

Alternatives to Consider

Before committing to a membership, consider other options that might work better for you.

Seasonal sites at campgrounds like Willowemoc Campgrounds let you park your RV for an entire season. You pay one fee and come and go as you please. If you love one location and camp there frequently, this beats a membership.

Individual campground loyalty programs reward repeat customers without requiring a big upfront investment. Camp at the same place a few times and earn free nights or discounts.

Public land camping on Forest Service, Bureau of Land Management, or state park land costs little or nothing. Yes, you give up hookups and amenities, but you also keep a lot more money in your pocket.

Pay-as-you-go camping at places offering RV site rentals gives you flexibility. No long-term commitment, no annual fees, just straightforward pricing.

Questions to Ask Before Joining

Protect yourself by asking these questions before you hand over any money.

Can I get a trial period or short-term membership first? Some clubs let you test drive the membership before committing long-term.

What is the cancellation policy? Can you get out if it does not work for you? What will it cost?

Are there any upcoming fee increases? Some memberships grandfather in early members at lower rates. Others raise prices regularly.

Can I transfer or sell my membership if my situation changes? Life happens. You might need to get out of the membership down the road.

What happens if the company goes out of business? Have other members lost money when membership companies folded?

How do current members rate their experience? Talking to actual members reveals information you will not find in marketing materials.

Making the Final Decision

Deciding whether an RV membership is worth it comes down to honest self-assessment and careful number crunching.

Start by tracking your actual camping habits for a year. How many nights did you camp? Where did you go? How much did you spend? This gives you real data to work with instead of wishful thinking.

Then research memberships that match your camping style and locations. Calculate the true total cost, including all fees and restrictions. Compare that to what you currently spend.

If the membership genuinely saves you money and fits your camping patterns, it might be worth it. If you have to change your habits or camp more than you want just to justify the membership, walk away.

Remember, camping should be fun and relaxing. If a membership adds stress or forces you into uncomfortable financial commitments, it defeats the purpose.

Find Your Perfect Camping Home Without the Commitment

Still not sure if an RV membership is right for you? Why not experience great camping without any long-term obligations?

Willowemoc Campgrounds offers flexible camping options that let you enjoy beautiful sites without membership fees or complicated contracts. Whether you need RV site rentals for a weekend getaway or seasonal RV sites for extended stays, we have got what you need.

Located at 30 Willowemoc Road in Livingston Manor, New York, we provide quality camping experiences with straightforward pricing. No hidden fees, no confusing membership structures, just great camping in the beautiful Catskills.

Book your stay today and discover why so many campers choose us season after season. Your next adventure awaits!

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